Search UK Finance. This gives customers the peace of mind that our warranties will be accepted by the majority of lenders in the UK. This certification is insurance backed for 8 years by the insurer, the first 2 years are usually covered by the developer. Mortgage lenders will usually require that a warranty is in place before lending on a newly built property, as detailed in the Council of Mortgage Lenders handbook. Personal Finance. As a company Build-Zone are proud to be TSI approved and an Associate of UK Finance (formerly the CML – council of mortgage lenders). This can come in the form of a Building Warranty or in the form of a … We’ve worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. We are listed in the CML handbook and the Building Societies Association Mortgage Instructions. Example Of Online Recommendation For Candidate School; Building Control Electrical Certificate You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Brexit to commercial finance. Better still, we only deal with warranty providers who are approved by the Council of Mortgage Lenders (CML). A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. We are also a UK Finance Associate. View our comprehensive list of Approved Lenders below. Firstly, you’ll need cover if you need a mortgage to finance your building project or development. It is important to check that the warranty provider you are considering using operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. Alternatives to a warranty when converting a barn. The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. A Professional Consultants Certificate (PCC – formerly Architect’s Certificate) is a form that has been pre-approved by the Council of Mortgage Lenders (CML) to certify that a consultant has monitored the construction of a property and that they will remain liable to the owner, and any lenders, for a period of six years from completion of the property. This broadly the industry standard for warranty schemes. We are approved by the DCLG as a designated warranty provider (regardless of who you use for Building Control) and by the Housing Corporation; and through the Housing Corporation's Scheme Development Standards, BLP is designated as an appropriate organisation for providing independent technical approval of non-traditional housing schemes. WARRANTY. A warranty scheme acts as insurance covering named defects to the property. Some smaller building companies, however, may not be able to afford this – in which case, a CML Certificate will usually suffice. Construction Register & CRL are trading names of CRL Management Limited Registered in the United Kingdom under registration number 07563546 Registered Office 62 Wilson Street, London EC2A 2BU. You should take care to have the builder remedy any issues with the property within the first 2 years of your ownership as this will ensure they are fixed with the least possible cost and trouble. Fraud continues to pose a major threat to the UK and as criminals become ever more imaginative in their attempts to steal customers’ money, this shows no sign of changing. . Invoice Finance and Asset Based Lending (IFABL) Mortgages. So, finding a provider that is widely recognised will speed up the mortgage process. 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